Ann M. Houha


As the youngest daughter in a family of 3 daughters, Ann brings tenacity to her clients. She does not give up easily and keeps pushing until she achieves her and her client’s desired goal. Ann has always believed customer service is the key to success in any chosen profession. She genuinely cares about her clients and likes to see them succeed. Her goal is to help her clients by alleviating their financial stress and worry and give them peace of mind.

Practice Areas
  • Bankruptcy and Debt Settlement
  • Real Estate/Short Sales
  • Probate / Estate Administration
  • Estate Planning
  • Asset Protection Planning
  • Business Planning & Incorporation
  • Commercial Litigation
  • Foreclosure Defense
Examples of cases she has handled:

Debt settlement instead of bankruptcy; Chapter 7 and Chapter 13 bankruptcy; contract disputes; real estate disputes.


– Northeast Missouri State University (now known as Truman State University (B.A., 1995)
– Chicago-Kent College of Law (J.D., 2001)


Illinois State Bar Association
American Bar Association
BNI – Better Business Networkers
Admitted – State of Illinois andthe U.S. District Court for the Northern District of Illinois -2001.


Great Books, Horror Movies (it’s a family thing), Music, Hit It! Kickbox (or any good workout) and Family/Friends